Credit Card Utility Methods

The `creditcards` package provides a suite of utility methods for parsing, formatting, and validating credit card numbers, CVCs, and expiration dates. Currently at version 5.0.0, it offers a robust solution for handling common payment-related data operations in applications. While no explicit release cadence is stated, the package is actively maintained and ships with TypeScript types, promoting type safety and improved developer experience. A key differentiator is its modular design, allowing developers to import specific functionalities like `card` or `expiration` individually, and the ability to inject custom card types via the `withTypes` function or by importing individual modules from `creditcards-types` to extend supported card schemas beyond the defaults. It targets modern Node.js environments (>= 18).