{"slug":"madanc/koko-mcp-server","name":"Koko Credit card assistant","description":"MCP server to access Koko's credit card workflows to search, compare and optimize credit cards","category":"productivity","tags":[],"official":false,"stars":1,"transport":"http","install":null,"tools":[{"name":"search_credit_cards","description":"Natural language search across 100+ US credit cards. Optional filters: card_type, issuer, max_annual_fee, credit_tier"},{"name":"compare_cards","description":"Side-by-side comparison of 2-3 cards with fees, rewards, net value, and break-even. Optional: credit_tier, primary_goal, issuer_preferences (<100ms)"},{"name":"get_card_details","description":"Full details for a specific card (fees, rewards, benefits)"},{"name":"calculate_card_value","description":"Annual fee break-even analysis with first-year and ongoing value"},{"name":"optimize_portfolio","description":"Portfolio health score, per-card KEEP/OPTIMIZE/CANCEL verdicts. Optional: point_balances, benefit_selections, credit_tier, primary_goal, issuer_preferences, analysis_type, cancel_threshold, keep_threshold (<100ms)"},{"name":"recommend_card_for_category","description":"Best card to use for a specific spending category, ranked by reward value. Optional: spending, credit_tier, primary_goal, issuer_preferences (<100ms)"},{"name":"check_card_renewal","description":"Should you renew this card? Verdict + downgrade/replacement options. Optional: benefit_selections, acquired_date, credit_tier, primary_goal, renewal_cancel_threshold, renewal_keep_threshold"},{"name":"create_mcp_session","description":"Session tracking for multi-query conversations"},{"name":"which_card_at_merchant","description":"Best card from your portfolio at a specific merchant. Auto-detects spending category (e.g. Starbucks → dining) and ranks by reward value"},{"name":"check_merchant_benefits","description":"Check if any cards have credits at a merchant (e.g. Saks → Amex Platinum $100 credit). Includes earning recommendation"},{"name":"get_card_benefits","description":"All credits/benefits for a card with value, frequency, schedule, and conditions"},{"name":"get_card_terms","description":"Schumer Box data — purchase APR, penalty APR, late fees, cash advance fees, promotional APR, grace period"},{"name":"get_card_changes","description":"Audit log of card data changes (fee updates, benefit changes) with date filtering. Optional: field filter"},{"name":"get_program_trends","description":"Points program valuation history — CPP and transfer partner ratio changes over time"}],"env_vars":[],"auth_type":"none","github":"https://github.com/madanc/koko-mcp-server","homepage":"","server_url":"","status":"active","source":"mcpservers.org","updated_at":"Mon May 25"}